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eway vs. paypal - shopping cart gateways

Article ID: 000081
Rating: 4.3 / 5.0 (7 votes)
Views: 3384

We recommend the paypal and eway as payment gateway methods with our eShop shopping cart software.

Paypal is useful for the early phases of a website to get up and running as soon as possible. Basically to sign up for paypal takes a few minutes and its immediately available to start taking payments via credit card and paypal. This is an entry level option as it has limitations. Mainly because paypal is a system on its own and we as developers cannot control how paypal behaves. What happens is that the customer ends up on the paypal website and the order does not go the full circle.

With eway the interface is ON your website payment page and therefore we control where the customer goes during the whole process. This is our prefered method that you use. It involves us installing the paypal plugin for you and an SSL certificate. It should be your goal to get eway happening on your site.

Some people think that an eway gateway is expensive. While it does cost to get it setup, eway have very good rates and ultimately the cost of the transaction and the merchant fees are something, as an online merchant, you need to cost into your products. Just as a store in a shopping mall would cost the rent into product price, these fees are the costs of running an online business and really are not much comparatively.

Paypal

This method is easy and cheap to setup.   You sign up for a paypal merchant account. You will then enter in those details into the backend of the website builder.  The customer will then be able to purchase products/s  with their credit card (they do not have to be a member of paypal).

The money is instantly debited from the clients accounts and you recieve an email advising you a payment has been made.  The customer recieves a receipt via email.

This is a great option if you are a new business or if you want to get operational ASAP.  If you choose option 1 it is possible at any stage to switch to option 2.


Option  2


Payment Gateway -
eWay.com.au

We use eWay for our eShop software. eWay will offer the following services: Gateway, SSL and they will help you apply for a merchant ID with a bank. You need all 3 of these to take payments online via credit card. Eway will charge you a setup fee, the bank will also charge you a setup fee and you will need to purchase an SSL certificate. Banks like to look at the already built website that you are going to install the gateway on.

We can install the eway payment gateway once you have it. The difference for the customers between the 2 options is that instead of entering their credit card details into paypal they will enter them directly into your site.


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